IBDC: Impact Private Credit Business Development Company
Strategy Level Return Expectations
Lending across the spectrum of liquidity and risk
Monthly income distributions, targeting 6-8% annualized
Direct lending to small businesses, environmental infrastructure, and community real estate
Intermediate-term duration
Portfolio construction
Diversified across thousands of loans
Laddered duration & income aware
Objectives
Maximize impact investment return
Efficient liquidity and income
Income generation
Interest
Energy production
Unlocking Capital Where Traditional Markets Fall Short
IBDC is a Business Development Company (BDC) that elects to be treated as a Registered Investment Company (RIC), combining structural advantages with a clear mission: to finance impactful opportunities underserved by traditional lenders.
Investor Benefits:
Accessible Entry: $250K net worth + $70K annual income (vs. $1M+ for most private funds)
Tax Simplicity: 1099-DIV (vs. complex K-1 tax forms)
Monthly Liquidity: redeem shares at net asset value monthly
Consistent Income: monthly distributions with option to reinvest for compounding growth
The Structure Advantages:
BDC structure requires us to invest 70%+ in U.S. companies under $250M, exactly where the financing gap exists
RIC election provides tax efficiency and requires us to distribute 90%+ of our income directly to investors
We finance what traditional banks won't:
Small Businesses: expansion and equipment loans to profitable companies
Environmental Infrastructure: solar, wind, transmission, storage, and water systems
Community Real Estate: affordable housing, community facilities, and local development
Democratizing Impact Private Credit
Launching as a Delaware Corporation that elects to be regulated as a BDC under the 1940 Act
Building to a Listed BDC on the NYSE
First in public markets with Impact Private Credit for all investors with daily liquidity
Impact Private Credit Business Development Company
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