Full Spectrum Impact Credit

Impact Bonds + Impact Private Credit

Full Spectrum Impact Credit

15% < 100%

Impact Private Credit

Purpose Capital Funds is pioneering Full Spectrum Impact Credit, the first impact alternative to the U.S. Aggregate Bond Index (the “AGG”).

Traditional bond portfolios are only 15% invested in community and environmental impact. Mission driven investors deserve better.

Our portfolios lend to small businesses, environmental infrastructure, and community real estate. The investment funds are 100% impact-aligned, providing a personalized impact experience without compromising financial return.

Purpose Capital Funds is pioneering Full Spectrum Impact Credit, the first impact alternative to the U.S. Aggregate Bond Index (the “AGG”).

Traditional bond portfolios are only 15% invested in community and environmental impact. Mission driven investors deserve better.

Our portfolios lend to small businesses, environmental infrastructure, and community real estate. The investment funds are 100% impact-aligned, providing a personalized impact experience without compromising financial return.

Purpose Capital Funds is pioneering Full Spectrum Impact Credit, the first impact alternative to the U.S. Aggregate Bond Index (the “AGG”).

Traditional bond portfolios are only 15% invested in community and environmental impact. Mission driven investors deserve better.

Our portfolios lend to small businesses, environmental infrastructure, and community real estate. The investment funds are 100% impact-aligned, providing a personalized impact experience without compromising financial return.

Benchmarked on AGG  =  Underweight Impact

The U.S. Aggregate Bond Index is the most widely used broad market index representing intermediate term investment grade bonds traded in the United States. Nearly all traditional fixed income portfolios are designed either to replicate the AGG (passive) or beat the AGG (active).

Traditional Fixed Income is

Traditional Fixed Income is

  • Overweight U.S. Treasuries

  • Overweight companies whose operations contradict impact goals

  • Only 15% invested in community and environment

Active Impact Credit

Active Impact Credit

  • Invest 100% for community and environmental impact

  • Invest to outperform AGG on a net basis

  • 80% of actively managed bond strategies outperform the AGG   (Schwab, Morningstar)

Foundations // Donor Advised Funds (DAFs)

Foundations & DAFs have a $725B impact gap. Driven by mission and purpose, but often without full alignment throughout the investment portfolio.

$1.85T of Capital Dedicated for Good

Foundations:  $1.6T (Federal Reserve)

Donor Advised Funds:  $250B (National Philanthropic Trust)


50% Asset Allocation to Bonds = $925B



The managed impact bonds industry is only $200B,  leaving a $725B impact gap.

Impact Investors // Wealth Advisors

99% of Gen Z and 97% of Millennial Investors: “Interested in Sustainable Investing”

— Morgan Stanley

40% Private
Wealth Clients:
“Making a lasting positive impact is an objective”

— Bank of America

Wealth advisors lack impact solutions with:

  • Meaningful and consistent income

  • Diversified credit portfolios

  • Personalized impact reporting

  • Accessibility for all clients

Stocks
Fixed Income / Bonds
  • ESG is polarized
  • Active management is hard
  • No diversified impact bond funds
  • Impact reporting is poor
Private Equity
Private Credit
  • Difficult to access
  • High minimums
  • Difficult to access
  • High minimums
Cash:Low returns & low awareness
Stocks
Fixed Income / Bonds
  • ESG is polarized
  • Active management is hard
  • No diversified impact bond funds
  • Impact reporting is poor
Private Equity
Private Credit
  • Difficult to access
  • High minimums
  • Difficult to access
  • High minimums
Cash:Low returns & low awareness

The AGG is only 15% Impact-Aligned

The AGG includes all 5 bond types:

  • Federal Securities

  • Mortgage Securities

  • Corporate Bonds

  • Municipal Bonds

  • Asset Backed Securities

The AGG includes all 5 bond types:

  • Federal Securities

  • Mortgage Securities

  • Corporate Bonds

  • Municipal Bonds

  • Asset Backed Securities

The AGG is only 15% invested in Impact!

Full Spectrum Impact Credit


The impact alternative to the U.S. Aggregate Bond Index (the “AGG”).


Full Spectrum Impact Credit

Our Mission

Impact Private Credit

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